Get a Tesla, they said
(media.greatawakening.win)
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Not until I get my money back.
And I had a student loan at 9%.
My son paid his off in less than two years after he graduated and got a decent job in the engineering field. He also saved enough to pay cash for a foreclosure home. He didn't spend $3 or $4 a day on Starbucks and the like. Probably didn't buy any clothes during those two years, and shared a house with a few others.
Good for him.
I was broke for the first 3 years after college. Saved everything I could, and learned to live very frugally and within my means. It forced me to have discipline.
Even now, I never carry a balance on my cc. If I can’t afford it, I don’t need it.
My younger sister, on the other hand... my parents had more money when she was going to college. She never learned that discipline. She is always in debt, and pays the minimum on her credit card. Different mindset, and she seems to be the norm.
Unless my wife buys me some article of clothing, I don't buy clothes :) I bought several shirts from a Goodwill store about 10 years ago and still have them. I consider not buying new stuff unless I really need it a victory over the Godless corporations that brainwash people into thinking they have to have the latest whatever, the best example being a new I-phone coming out every year. I paid about $250 for the laptop I use (bought 6 years ago). A few months ago the hard disk failed. I bought a solid-state hard drive for it, and the increase in speed was amazing! I don't understand the need to have something take 3 seconds instead of 4, which is what the difference between a $1500 laptop and mine seems to be.
It’s doable for sure, but life does get in the way.
I had one at 3%.