Home heating oil bill spiked by $180/mo. With gas and food at unsustainable levels, it seems ridiculous to keep sending money to criminals in favor of my being able to feed my family. I just know they'd love to foreclose on everyone they can, but that process takes time. My house is likely paid for three times over by now.
What a shitty choice to make.
They'll most certainly send the thugs. They aren't going to come collect it themselves. I have no real advice, but it's probably a choice many are going to have to make if things continue getting worse. And they probably will.
He is so irrelevant in my book, but I love seeing his stupid headlines!
Who?
That sucks. Is there any way you can install a heatpump (it uses less energy), or even better a wood stove? Depends whether you are in a city or not.
Re: food. Start by cutting anything processed out. For example, cake mixes, pre-prepared pancakes etc. You will be surprised how cheap food is made into expensive food by factories. In my opinion, you are paying through the nose for the label.
Secondly, concentrate on buying protein and fat. If you don't get those, you will feel hungry the whole time. Eating potatoes only, for weeks on end, is the most miserable poverty. So, even if you think the meat is expensive, buy that instead of strawberries or potato chips. You get the picture.
Have thought about this as well, however until it’s here have to pay the mortgage. During 08 I lost my job, we paid the mortgage let credit cards go, it sucked getting out of that mess. This time I have no idea what we are in store for so for right now spring, plant what you can start growing strawberries they are one of the easiest to grow spinach, lettuce, carrots, potatoes are all cool weather starts.
I think one definition relevant to the discussion is that usury is charging interest on money that never existed.
So, after the lockdowns, I had to make some major decisions, cut spending, start stacking silver and food. The need to secure my food and needed resources overroad my desire to maintain any semblance of credit. I just quit paying the cards. Never answered the phone or responded. I'm super prepped now and besides, if we win, all these woke corps are going down anyway...not a plan for everyone, but working for me so far.
I don't have credit cards...I carry no debt besides the 2 mortgages my divorce left me with. I've been living pretty skinny over the last decade, looking towards the reset that we want and that's hopefully imminent. There's rumor that at some point when things are set right, the interest paid on borrowed money that never existed (most loans) will be returned at a rate of 5 to 10k/month. There's some hopium I can get behind!
I've been considering the same thing. I just have one card and I'm considering not paying on it. I'll have to look out for a way to pay my bills, like Paypal or zelle.
Didn't bother me a bit considering they're using my interest to hurt our freedom. Fuck em. 🤣🤣