We do have some savings, but other than that, no investments. What should we be investing in? Where should we keep it?
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Understand that putting your money into precious metals is not investing as in making money - it is protection from loss. The idea is to protect some of your assets in the event that if and when the dollar crashes, you do not lose everything. It is the old adage of not keeping all your eggs in one basket. Metals should never be looked at as a means of investment in order to make a return or profit. If you can do that, then you will be able to ride the ups and downs of the manipulated metals markets. When the dollar does crash, the metals you hold become valuable simply because the dollar is worth less.
Also think in terms of barter items. Ask yourself the question.... if the bottom falls out, what can I use to trade for goods and services? What do I have that others will need or want? This is the type of economy we need to prepare for if the worst happens - which appears more and more likely that this is where we are headed. If you have not prepared in the way of storable food or the means to grow some food, that is top priority - that and a means to have water. Without those things, your money or your metals are going to do little for you.