As energy has a usefulness and intrinsic value that even gold lacks. It could be traded anonymously like cash like batteries as dollars or as energy storage and quick and efficient transfers becomes smaller and more convenient. Im thinking specifically electrical energy with batteries and capacitors but even gas could be used.
It could be created by individuals with solar panels or bike mounted generators. It could be stored as potential energy in large amounts as heat or pressure and then converted back to electrical energy when needed. It could be networked for large transfers. There could even be large banks that hold energy as a business, but they would not be able to lend more than they hold. Private individual energy storage would be the most secure from government or other seizure obviously.
Wheres the flaw?
Thats cool. Im hoping though for something you could hold in your hand like a battery, use to buy stuff at the farmers market or power a heater to keep your feet warm.