Oh man I’m so sorry you’re stuck there, that sucks. I’m in IL so I can relate to some extent. There are some small towns here that still have houses that come up for reasonable prices. In a different part of this thread I also mentioned fixer uppers. If you’re not queasy at the idea of living in something that needs a lot of work and doing most/all of that work yourself you’d be shocked what a bank will sign off on. You’d have to move though I’m sure, I would be surprised if there is anything affordable in NY, fixer or otherwise.