I'm young, 22. I have a fulltime job and I work doing hard labor. I can't put money away, because I don't make enough.
How can I afford to buy land? and build a house without a loan?
It seems so impossible to do anything, and I feel financially stuck.
I don't want any debt. and I've never been in debt.
Unfortunately at this time to get what you want now. Debt is the only way. Otherwise, you will need to work and save eat pork n beans for a long time. The American Dream is mostly only attainable through debt.
Don’t do this unless you want to feed the beast that enslaves us.