The stats for money managers are atrocious. Out of 100 of them I believe only 5 or less actually beat the performance of the index funds that average around 6 or 7% a year. So basically throw it in an index and don't pay management fees or in my case I reinvest most money into real estate and a little bit of crypto. People always worry about real estate but at least you have something physical that can be leased or sold and as they print money the value keeps going up
Real estate is the way to go if you're able. Home values are fucking skyrocketing right now because of hyperinflation. My wife doesn't seem to realize that no matter how much overtime she puts in we won't be able to afford a house with Democrats in any positions of power.
Yes it has gotten ridiculous. We bought ours awhile ago or we would be waiting too..it really sucks for first time buyers and early career but if you can take advantage of a low down payment loan option and know your market you can still usually find something.
The stats for money managers are atrocious. Out of 100 of them I believe only 5 or less actually beat the performance of the index funds that average around 6 or 7% a year. So basically throw it in an index and don't pay management fees or in my case I reinvest most money into real estate and a little bit of crypto. People always worry about real estate but at least you have something physical that can be leased or sold and as they print money the value keeps going up
Real estate is the way to go if you're able. Home values are fucking skyrocketing right now because of hyperinflation. My wife doesn't seem to realize that no matter how much overtime she puts in we won't be able to afford a house with Democrats in any positions of power.
Yes it has gotten ridiculous. We bought ours awhile ago or we would be waiting too..it really sucks for first time buyers and early career but if you can take advantage of a low down payment loan option and know your market you can still usually find something.