I recently broke my wrist while skateboarding, I'm 34 so that is my first mistake
I had two X-rays and anaesthetic and need my hand pulled out of my forearm and the bones manipulated back inline with eachother. I've got an appointment next week, if my bones have moved I'll need surgery to have my bones wired together
That is all free on the NHS, I did a little look in America what I've had done would of cost me $6-7000 if I had no insurance. If I need surgery it would be an extra $10,000+ more on top.
What's your views on American healthcare?
Is insurance cheaper than what I pay in taxes?
Do the insurance companies try to screw you out of care?
How much do the premium costs rise after having surgery or care?
I know Trump cut out the middleman on medication, how corrupt is the system with so many people making money in between the gaps?
I'm completely ignorant on American healthcare system but I personally like free healthcare, I know such leftie talk is not welcome here but I'm happy to hear your opinions.
Edit: I'm asking how the American system works, most people want to just talk about the NHS and it's failures which there is many. What are the pros and cons of American private as I have no idea about it
They take % of your salary for National Insurance (depending on your earnings). For high earners it can be £1,000 a month, £12,000 a year, £120,000 a decade, £400,000 for the while professional live until the retirement.
How many £6,000 or £10,000 surgeries you need in your life?
"How many £6,000 or £10,000 surgeries you need in your life?"
You don't. You're paying for your neighbors.
Yes. That's how the "free" healthcare system works.
Do you need 40 of them?
So if you have 9 neighbors - do you and your 9 neighbors need 400 surgeries, £6,000 or £10,000 each?
Because if your add neighbors to the equation - you also needed to add the National Insurance they pay.
The answer is simple: The more centralised the system - the more wasteful and less competitive (more expensive as a result).
If it is based on your salary, you're paying for your neighbors who don't make much money. Not everyone would pay the same amount.
Of course, this is also ripe for abuse, wasteful, and less competitive, as you point out.