I was at a K-mart that was going out of business a few years ago, and they were selling all their sterling silver jewelry at a huge discount. Normally, that would put it still above spot sterling price, but they must have bought it when the price was low, because at the time this final sale was happening, it was priced below the spot price, and I could have bought everything and immediately sold it to some pawn shop. Unfortunately, I didn't have the funds to do it at the time. (I have several life stories where I've missed out on easy killings like that :) )