Seriously... If they had that kind of money laying around they wouldn't need to cross the boarder.
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I am Latino, my opinion has always been that if they want to enter the country they should do it in the most legal way possible.
most use their life savings to pay "coyotes" to cross the border, others borrow from family or friends, and when they start working here, they pay them that money.
A "coyote" charges between 3,000 and 4,000 dollars, depending on the immigrant's nationality. If they are from a country with more cases of deportation such as Guatemala, Honduras, Mexico or El Salvador, the price goes up even more.