With Canada freezing the bank accounts of the Canadian truckers that participated in the convoy and Germany freezing the bank accounts of journalists that report on Ukraine, where would you put your money if you wanted to take it out of the banking system to prevent the government from freezing your bank accounts?
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No, but you can take a coin to pretty much any jeweller and at least get the spot price for it ($20 ish).
Yeah, now. Find a jeweler when things are in total collapse.
If it goes that far then you'll struggle to find a loaf of bread to buy, so what's your point?
Practical trade goods are more useful than shiny rocks.
Which is why I also have trade goods.