"There is not a lot of data about the frequency of electric vehicle fires in general, let along Tesla car fires. That said, according to an IIHS noncrash fire report, the relative claim frequencies (i.e. how often an insurance claim is made relative to insured vehicle years) for Model S and X fires that were not the result of a collision or vandalism are the highest of their categories (including ICE cars)."
https://www.tesla-fire.com/
how so?
"There is not a lot of data about the frequency of electric vehicle fires in general, let along Tesla car fires. That said, according to an IIHS noncrash fire report, the relative claim frequencies (i.e. how often an insurance claim is made relative to insured vehicle years) for Model S and X fires that were not the result of a collision or vandalism are the highest of their categories (including ICE cars)." https://www.tesla-fire.com/