The WEF's plan is to acquire all the affordable housing out from under first time homebuyers, forcing them to stay renters. When the collapse happens, they will raze the housing in rural areas and suburbs, thus forcing people into cities, where the people can be easily monitored by "smart city" systems. I guarantee the homes will be foreclosed upon and the loans will not be forgiven. The goal is to "own nothing and be happy." They'll make sure you own nothing after the BK you'll have to file after the foreclosure.