Anyone have ideas on how to pay bills if you close your bank accounts? Banks are the enemy.
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Just open an account with the minimum amount needed to pay your bills, do the leg work to keep the account above the minimum to not incur fees. Find the bank with the lowest minimum for an account.
Save yourself the work from having to go to various offices to pay for utilities.
This is really your only reasonable middle ground here because you're paying for gas and time with having to go across all the different offices just to maintain magical cash transactions. You're not going to win this way...