Might want to check, because the banks are passing along inflation in the form of a 1.5% - 2.0% increase.
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Pay it off every month, if you don’t, it will constantly cause you problems. Making minimum payments is very bad, to prove it, look at the balance owed after each month, it didn’t go down much. Why? Because the interest is added back to what you owe each month. Get rid of the bill as quickly as you can, it will really help you improve your standard of living when you have some extra cash every month!