As a community, we need to take action against our corporate predators. Here is a great example. I will start the conversation bu pointing out that Venmo is a subsidiary of PayPal. CashApp? Share your ideas!
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Strike - https://apps.apple.com/app/id1488724463
It sends cash and settles in cash it uses the BTC Lightning Network (decentralized trustless network).
The sell: very very small fees for sending not restricted to geography, local currency, 24/7 uptime and instant settlement.