The time is very near :P
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The real price. Add the spot and premium.
I buy 20 silver dollars each month, when I first started buying them it was in the 600 dollar range, now it's almost 900 dollars for the 20, my wife thinks I'm a fool for buying these coins, we shall see in the end. I'm glad she is not making my decisions for important issues in my family,
My wife thinks my silver is foolish too