Your 401k,403b, Roth, and whatever is in their hands. Start transitioning it to being in your control. A bird in hand is worth 2 in the bush.
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So, can I ask some questions? What do you mean by "defective "? How can gold be defective? Thanks, fren for the education
The JM Bullion site lists the cheapest as their choice varying condition. Will be marred in some way, but the weight and purity are un-affected.