does anyone here know how to interpret a "UBPR call report" from a bank to determine its asset and risk model? these reports are 50-60 pages of mumbo jumbo for my local banks. a recent article I read from some "expert" suggests that the real risk and collapse is likely to be with "derivatives", so if true it would seem to follow to avoid banks leveraged too heavily, if at all, in these derivatives
admittedly a neophyte when it comes to this type of stuff and just looking to make a smart move with significant enough funds as part of my peaceful protest against the cabal and big banks by moving money to local banks :)
there are local credit unions available to me that appear to be conservative, as in risk-adverse, so likely end up there with good portion of my money