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Wants vs. needs
My wife and I live on 65k
We own a house and 2 paid for cars
and her mom lives with us contributing $300 a month for groceries and utilities
We do not own a $1900 phone, don't have cable TV, and eat well at home by not wasting $ on crappy restaurant food.
We tend a garden in the summer and can our vegetables
If we still had kids at home we would need 30k more.