U.S. Treasury Department says that DeFi and decentralized crypto markets threaten national security
(twitter.com)
-STRAIGHT UP PANIC MODE-
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Of all the adaptations that are coming, I think this is going to be one of the least impactful. Most people alive remember carrying around cash. It's not much of a stretch.
I really don't think the transition will be as smooth as you suggest. All the "only at the precipice" stuff, and "[SCARE] NECESSARY EVENT" stuff doesn't sound like a "once Trump is back in office" type of transition into the future. You can't teach the necessity of a decentralized government by teaching people to rely on a centralized authority and "savior" to fix everything.
While the technology has a lot of potential (as asset backed NFTs), a non-asset backed crypto can't survive in a world with asset backed currency. There is simply no reason to use it if there is a real asset available for transactions. Who wants to put their real assets into unicorn farts?
"Fiat currency" means the government has demanded (the definition of "fiat") that it be used as payment for taxes. You can't get people to use an intermediary of exchange for barter that has no intrinsic value unless you force them. If a Centralized Authority tries to force me to use another fiat currency this war becomes a hot one, because that would mean that the same people have control that have been perpetuating that fraud for a thousand years or so.