I think it's not totally 100% accurate to say that "you are responsible for your own debts", in that there are a lot of factors that cause those debts, e.g. parents pushing for universities, an overall and incorrect stance that in order to get anywhere in life you need a degree, predatory problems, etc.
The solution isn't to "forgive student debt" on the burden of the taxpayer, but universities need to be defunded from governmental funds, people need to realize that poor kids can be just as smart as white kids degrees aren't an end-all, and there are plenty of options for those who are willing to learn new skills and work on improving those skills.
We need to push back on the culture that pushes children into making these awful decisions, and we need to push back on these universities for hiking prices endlessly. The whole thing is a scam, intrinsically so.
Professors requiring their own textbooks every year which prevents you from getting secondhand, because edition A is no longer relevant because edition B changes "the" to "The" or other bullshit reason.
It's only funny because they were pushing debt forgiveness for people who are the types who support them, but a lot of other kids are caught up in predatory practices.
$1200+ a month is simply not sustainable for most people on top of their other bills, especially with compound interest and whatnot.
TL;DR: Degrees are practically paid for through predatory means and they're trying to shove it on to the taxpayer, but just because we are winning on the front that protects the taxpayer, it doesn't mean it isn't a multifaceted and serious issue that needs to be cracked down on in other ways. Kids are too young to be taking on this kind of burden, spurred on by societal expectations, and it's up to the people who have matured enough to see this from the other angles of the core problems.
I think it's not totally 100% accurate to say that "you are responsible for your own debts", in that there are a lot of factors that cause those debts, e.g. parents pushing for universities, an overall and incorrect stance that in order to get anywhere in life you need a degree, predatory problems, etc.
The solution isn't to "forgive student debt" on the burden of the taxpayer, but universities need to be defunded from governmental funds, people need to realize that
poor kids can be just as smart as white kidsdegrees aren't an end-all, and there are plenty of options for those who are willing to learn new skills and work on improving those skills.We need to push back on the culture that pushes children into making these awful decisions, and we need to push back on these universities for hiking prices endlessly. The whole thing is a scam, intrinsically so.
Professors requiring their own textbooks every year which prevents you from getting secondhand, because edition A is no longer relevant because edition B changes "the" to "The" or other bullshit reason.
It's only funny because they were pushing debt forgiveness for people who are the types who support them, but a lot of other kids are caught up in predatory practices.
$1200+ a month is simply not sustainable for most people on top of their other bills, especially with compound interest and whatnot.
TL;DR: Degrees are practically paid for through predatory means and they're trying to shove it on to the taxpayer, but just because we are winning on the front that protects the taxpayer, it doesn't mean it isn't a multifaceted and serious issue that needs to be cracked down on in other ways. Kids are too young to be taking on this kind of burden, spurred on by societal expectations, and it's up to the people who have matured enough to see this from the other angles of the core problems.