Two things you can do that help stop the New Normal, New World Order, or whatever you want to call it these days:
- Stop giving money to people that hate you.
- Become your own master of food.
Not everyone has the means to make 2 a reality, but 1 is really simple.
EVERY credit card company out there has a hardship program. Call up your CC company, tell them how much your life sucks (recent car accident, unexpected medical bills, etc.) and they will close your card buy set up a preferred rate payoff date. I did this for 6 people last week I know and got them 60 month payoff schedules between 4 and 5%.
Their credit score is only slightly dinged, they pay off their bills, and their cashflow is significantly better so they can pay down faster if possible or they are no longer figuring out how to fill their gas tank to get to work.
If you can't grow your own food, there are plenty of no documentation food banks out there. Take advantage of them. You probably paid for them with your taxes, so TAKE ADVANTAGE OF THEM!
Use the resources that exist to exit your debt-ridden life. Don't let fear or pride stop you from saving yourself.
Good luck, and may the Lord be with you.
I used to agree with that philosophy until I learned who controls the (((scores))) and who controls (((insurance))).
It's all just numbers on a screen. I no longer make purchasing choices based on fear. Fear isn't from God. I get whatever is needed for my family, despise inflation.
Knowing our money isn't worth shit, why would I give money more authority over my life's choices than in trusting in God's plan for me to fulfill my purpose in the here and now?
Not sure why someone downvoted your poast because it was pragmatic for those who haven't already obtained key resources and access to large amounts of credit.
I was agreeing with you.
Not to mention your insurance cost rises as your credit score lowers.
Also car loans and mortgage rates are higher...
Don't know why this got down voted. When you apply for insurance a credit check is done to figure out the premium you will pay. This is part of the underwriting process where the company looks at how many accidents you have been in, moving violations, etc.
There are those kinda people here also
Lol as if insurance costs ever go down! Hahaha! Omg thanks for the laugh!
Right..