Coin Shops having their bank accounts closed by the banks. A matter of too much paperwork for the banks, Re: Laws and regulations? Or is it part of the effort to go CBDC? Maybe both... Buy online there's a paper trail. often LCS buy and sell with large amounts of cash. A LCS take link in comments
(media.greatawakening.win)
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Me too! I use mass transit and the LCS here seem to suck, also a bigger chance of getting something fake. I don't collect anything, I buy 1 oz gold bars and generic silver rounds as they both have the lowest premium. I have made some purchases with CC that had a welcome bonus, and APMEX refunds their 4% CC charge as cashback for further purchases. That card still has 7 months 0 APR, another card has 20 months left 0 APR while a third has 19 months APR. Note: I'm not maxed out and paying minimum.
However if SHTF as bad as it might, unsecured debt when you no longer own much in assets in the USA isn't the end of the world. I no longer drive, and have no desire to buy a house @ 500K when I can rent it for 2K.
2 months of SS in the bank you have it direct deposited in is protected from CC companies. I have no intention of reneging, but I'm 65 and life happens...
I use banks they don't use me anymore. The last interest I paid was a HELOC on a rental which was at 2.74% in 2007, climbed to 4.XX percent then had resumed down to 2.74 % before 2017 when the borrowing ability expired and I paid off by 2020.
I have had 8 or 9 CC welcome bonuses and a few from checking account welcome bonuses.
My last 2 cars were new Honda's one was at 0.9% and the other at 0%, it pays to have above 800 FICO...