If someone else subsidizes for you, then it's worth it. But I figured I never would consult a doctor. I actually have done a few consultations out of pocket but afterwards they seemed pointless. Probably cost me one month of insurance money. ER care might pay off. Basically I don't ski or mountain bike so hoping to avoid that. If I ever got something major I wouldn't do the hospital, healthcare route.
I used to have terrible insurance from my last job, but this job has sweet benefits that make it worth it for me, especially since I'm 28 weeks pregnant lol
If someone else subsidizes for you, then it's worth it. But I figured I never would consult a doctor. I actually have done a few consultations out of pocket but afterwards they seemed pointless. Probably cost me one month of insurance money. ER care might pay off. Basically I don't ski or mountain bike so hoping to avoid that. If I ever got something major I wouldn't do the hospital, healthcare route.
I used to have terrible insurance from my last job, but this job has sweet benefits that make it worth it for me, especially since I'm 28 weeks pregnant lol