If you are still in Citibank or any big bank for that matter, you might need to see this
(wallstreetonparade.com)
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...and don't forget silver. You need the lead to protect the silver and the people you love. But you'll need silver (or gold if you have disposable income) for when the $ is worthless.
...and don't forget GME shares. You need to buy, HODL and DRS your shares before the ponzi market collapses.
https://fliphtml5.com/bookcase/kosyg
And it is quite feasible to save on Silver, then exchange it for Gold when the rate is a bit more advantageous.
I believe the abyss between the price of the two metals will always be very large, because of rarity. Silver is more plentiful than gold, and that's what drives the spot price, outside of any artificial manipulation.