I recently transferred all of my retirement money into 6-month T-bills, because I got tired of my various funding types slowly losing money, and all sorts of fees to go along with the general depreciation. I now have less than 6 months to figure out what to do with it when the T-bill mature.
As long as the money stays in a retirement account, it doesn't really matter how the various funds are moved around. If the funds were not in a retirement account, all those shufflings would be a major tax filing nightmare!
I recently transferred all of my retirement money into 6-month T-bills, because I got tired of my various funding types slowly losing money, and all sorts of fees to go along with the general depreciation. I now have less than 6 months to figure out what to do with it when the T-bill mature.
I would do that, but I'm lazy, don't want to deal with taxes (I do my own).
As long as the money stays in a retirement account, it doesn't really matter how the various funds are moved around. If the funds were not in a retirement account, all those shufflings would be a major tax filing nightmare!