This absolutely is happening. It has happened in my area in PA to people I personally know. The address your sending to is a dead giveaway. Mail addressed to utilities, tax officers rtc are likely going to contain a check.
They don't need to steal the check to steal from you. All they need is the numbers on the bottom of the check and your name and address on the top and they can steal from you like they can with your credit card numbers. So it's not even like you would know your numbers are recorded by a scammer.
The people who work in the bill centers and open the mail are often low level employees. You would never know if they took a pic of your check before they posted it as paid to your acct.
Would you mail a photo copy of your credit card in the mail? If no, then why would you think a check is safer?
If just seeing the info on the front of a check was enough to allow theft, there would have been millions of incidents in the past and the government and companies would never send checks. Of course you can forge a check from scratch, but you will eventually get caught. You can't duplicate the special paper or the microprinting or the watermarks.
Do you mean that I can just look at an income tax refund check and steal all my money back from the government? No.
Having my credit card number won't do you much good. You don't have the security code from the back.
I've been writing checks for over 50 years without it happening once, and I don't know a single person this has happened to. Perhaps you live in a hellhole. I live in the South.
What I am saying is have you ever been asked to enter the check routing numbers from the bottom of your check to make a payment online? People can buy tings with checks online. They can pay bills with checks on line. Which means they can use someone else's numbers to do that.
They steal from the account the check is written on....not to.
You don't have to believe me. I'm just telling you in recent years it is very easy for people to pay for things just by giving their checking acct/ routing numbers. Which means there are more criminals stealing those numbers.
I am in my mid 50s and I paid bills for years with checks. But I do think twice a out it now. We have big criminals and little criminals to fight. The banks don't really offer much protection for stolen check numbers like they do if it's a debit/credit card.
It's called ACH or e-Check payments. Look it up, you'll find plenty of info on it.
This absolutely is happening. It has happened in my area in PA to people I personally know. The address your sending to is a dead giveaway. Mail addressed to utilities, tax officers rtc are likely going to contain a check.
They don't need to steal the check to steal from you. All they need is the numbers on the bottom of the check and your name and address on the top and they can steal from you like they can with your credit card numbers. So it's not even like you would know your numbers are recorded by a scammer.
The people who work in the bill centers and open the mail are often low level employees. You would never know if they took a pic of your check before they posted it as paid to your acct.
Would you mail a photo copy of your credit card in the mail? If no, then why would you think a check is safer?
If just seeing the info on the front of a check was enough to allow theft, there would have been millions of incidents in the past and the government and companies would never send checks. Of course you can forge a check from scratch, but you will eventually get caught. You can't duplicate the special paper or the microprinting or the watermarks.
Do you mean that I can just look at an income tax refund check and steal all my money back from the government? No.
Having my credit card number won't do you much good. You don't have the security code from the back.
I've been writing checks for over 50 years without it happening once, and I don't know a single person this has happened to. Perhaps you live in a hellhole. I live in the South.
What I am saying is have you ever been asked to enter the check routing numbers from the bottom of your check to make a payment online? People can buy tings with checks online. They can pay bills with checks on line. Which means they can use someone else's numbers to do that.
They steal from the account the check is written on....not to.
You don't have to believe me. I'm just telling you in recent years it is very easy for people to pay for things just by giving their checking acct/ routing numbers. Which means there are more criminals stealing those numbers.
I am in my mid 50s and I paid bills for years with checks. But I do think twice a out it now. We have big criminals and little criminals to fight. The banks don't really offer much protection for stolen check numbers like they do if it's a debit/credit card.
It's called ACH or e-Check payments. Look it up, you'll find plenty of info on it.
I'll continue with the checks. Some of the places I send payments to will not accept plastic at all, just cash or checks, and I can't mail cash.
Also, individuals can't pay me with plastic, as I have no way to receive it. I can only receive checks through the mail for payment.
There's never much money in my account, so someone would have to be very lucky not to bounce a fake check on my account.
There are a few places I have to mail checks to periodically as well. I just don't keep much money in the acct I write check from.