Regulated rent could be an option, and the city owning a lot of apartment buildings. If rent is low, people would rather rent than taking out huge loans for a overpriced owned home.
Of course with this you also have to deal with private landlords, should they be allowed or not, should they also be regulated or can they take any rent they want, how do we stop luxury renovations of basically every apartment available which drives up prices for everyone even tho most people don't mind lower standards as long as the rent is low.
Alternatively you could also ban usury, prevent bidding on houses for money people don't have. Nobody should have to acquire debt just for something as essential as owning a home and a car.
Regulated rent could be an option, and the city owning a lot of apartment buildings. If rent is low, people would rather rent than taking out huge loans for a overpriced owned home.
Of course with this you also have to deal with private landlords, should they be allowed or not, should they also be regulated or can they take any rent they want, how do we stop luxury renovations of basically every apartment available which drives up prices for everyone even tho most people don't mind lower standards as long as the rent is low.
Alternatively you could also ban usury, prevent bidding on houses for money people don't have. Nobody should have to acquire debt just for something as essential as owning a home and a car.
Governments RUNNING things always ends in disaster.
They get a few things right, like roads. But that's about it.
No, they do roads horribly too. My roads are so regulated to other governments none of them get fixed