The largest American banks have been quietly laying off workers all year — and some of the deepest cuts are yet to come.
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Two things come to mind. First, discontinue all auto payments asap, and manage them manually. Second, be ready to pull cash from banks and redeposit in time to make payments.
Or, you could do step 2, and redeposit in time for auto payments.
Didn't answer your question, but it was on my mind.