We are not responsible for the debt. The money exchanged to create this illusory debt is fake anyway. Let's immediately disown this monstrous, satanic debt.
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Food for thought...
A friend of mine once told his bank,
"The expense of constantly hounding me for payment will end up costing you more than the debt owed, and if you call or send one more overdue notice I won't pay you at all."
Well, they called one last time , and he never paid them anything.
He hasn't heard from them since.
In other words, shoot 'em in the toe and tell them to get fooked.