I owe banks on 3 seperate credit cards, all at 0% Interest and came with welcome bonuses. It will be a shame if the collapse happens before I pay them off (Paying them swiftly in case I need or want to use again). I bought real money with them...

Banks Use people, but I use banks. They close me down, then how will I ever pay the unsecured debt? SS is protected from creditors.

I remember when debt ATMs came along and there were some people against them. Said banks were getting too powerful. I agree, they need reigned in. Maybe they should only be chartered in one state, I dunno.