Wife not old enough for Medicare.

First: Insurance is suffering from "shrinkage" just as much as potato chips. Not near as much in the bag.

Second: The way I see it, I can purchase an almost decent policy for my wife (worse coverage than in the past) OR.... I could make payments on a brand new, high-end Bentley (including insurance) for the same money.

I don't need a Bentley. Yet?

Being healthy, no insurance, is the best answer. Yet?

This is ridiculous. So much for retirement. Social Security doesn't even cover the cost of healthcare. Gees.