Just for fun I looked up the deductibles on the "low cost" bronze plan. 0$ a month, what a deal, welllllll, your deductible is roughly 7000-13000 out of pocket before insurance kicks in.

Bronze Lowest monthly premium

Highest costs when you need care

Bronze plan deductibles — the amount of medical costs you pay yourself before your insurance plan starts to pay — can be thousands of dollars a year.

Good choice if: You want a low-cost way to protect yourself from worst-case medical scenarios, like serious sickness or injury. Your monthly premium will be low, but you’ll have to pay for most routine care yourself