I am am unvaccinated and anti vax. But I'm curious about this. I have seen various estimates claiming that deaths among the death are up from 75% to 1000%. As insurance rates tend to be based mostly on the probabilities of health expenses, shouldn't we be expecting the amount we pay for insurance rates to go through the roof already?
Does it more than 2 years to reassess risks? Are governments secretly subsidizing these industries? What are your thoughts regarding this?
edit: cancer is particularly one health risk that is reported to have greatly increased. Cancer treatment is one of the most expensive medical costs, and I think we would see a change in insurance premiums if it has gone up as much as some are reporting.
My wife just went on Medicare at 65. Her policy with BCBS was 986.00 per month and it carried a 6000 dollar deductable. She has never been sick or in the hospital. They have been this high since the "AFFORDABLE care act". I don't know how that is not what you would call sky rocketing!
I'm there too. I'm thinking of not purchasing a part B policy at all. As you point out the premium plus the deductible make it almost worthless. Medicare threatens you with vague talk of penalties when I finally break down and take out a policy, as if Medicare is going to survive the pending financial implosion. They can't mandate that I give them money yet.
I bought the the Plan F I think. It is not available anymore. It was the one with no deductable. I think now the best plan you can get has a 160 dollar dedectable every year. That is the one my wife got. All of ours together now is less than 700 a month for both of us.
Ya think maybe it's confusing on purpose?
Yeah, ever seen anything the government does that is NOT confusing? My CPA said he can call the IRS and ask the same question to 3 different people and get 3 different answers!