I understand the importance of living frugally and within ones means. However, shit is hitting the fan for a lot of people and even those who are responsible are having to get creative.
Are we counting on "The Great Reset?" The biggest FU to the banks, go down with the ship? With interest rates at stupid numbers and a financial collapse every 10 years, what the actual fu*k?
Whats the endgame?
As for the EOs kicking in (item 3), the EOs say that funds will be FROZEN. As far as I know, funds don't get seized unless there's a court order. Unless courts start issuing blanket orders, you have to wait for it to make it's way through there.
Thats why I said in point 2 that there will be a temporary period where none of us will have access to our money in the banks.
It will take some time for the courts to be cleaned out as well, and replaced with constitutional courts with constitutional judges.