Lived in my house for 16 years. HO insurance used to be $500/year.
Three years ago jumped to $900 Two years ago jumped to $1,100 Now this year to $1,549
$308k dwelling, sewer back-up/service line coverage. $1k deductible. No claims history.
How in the fuck do you explain a $450 increase in a year?? Something is not right here. Curious to see what others are experiencing.
Yeah I’ve already decided when I build next time I’m going metal roof so that I’m dead before I ever have to worry about it. Roofs are so stupid and the repair prices are insane.
I’m starting to think we just build boxes with flat roofs like corporate buildings. About the size of a small dollar general but it’s a house instead. Probably much simpler too without the extra stuff. I think this is why barndominiums are taking off.