Lived in my house for 16 years. HO insurance used to be $500/year.
Three years ago jumped to $900 Two years ago jumped to $1,100 Now this year to $1,549
$308k dwelling, sewer back-up/service line coverage. $1k deductible. No claims history.
How in the fuck do you explain a $450 increase in a year?? Something is not right here. Curious to see what others are experiencing.
Correct. For most jobs they have to do it for what your insurance will pay.
No insurance they will rob you blind. If you find out what your local insurance companies pay, you can use that in your negotiations.
My neighbor just payed 20k for a new air-conditioned, without a furnace. I got both a few years ago for 5k.