IT BEGINS....THE TAKEOVER THAT NO ONE IS TALKING ABOUT [say goodbye to credit]
👀 CREDIT RED PILL 💊
https://www.youtube.com/watch?v=g0g2PzOjFjY
Banks buying up, changing rules.
Having credit readily available, no questions asked, is never a bad thing for a responsible person. And the 5% back from Walmart, Target, and Amazon basically offsets sales tax.
My Chase Prime has 5% at groceries for about 40 more days. I buy a lot of BOGO at Publix, CostCo every once in awhile. Birdseye chicken Voila for the win. Losing weight on the days I eat that for lunch.
I'd shop more at Aldi etc... but its two buses to go there even though less than 3 miles. Cycle it when winter's gone.
I'd shop more at Aldi's too, but it's over twice as far as Super Walmart, another prominent local chain in my region, and the IGA. About the only time I do is if I have to fly for work since the airport is quite close to that.
There are no buses out by me, but we have a cool bike trail built along old railroad tracks that they removed that goes over trestle bridges across the corners of some lakes and straight into town, population 4k. I ride the UTV down my county road to one of the trailside parking lots and then ride my bike into town from there. And if the weather is crappy I just do delivery or just take the UTV the extra miles into a smaller town where UTVs are legal on nearly every street, but it only has one grocery store.
I know it's stupid, but I enjoy that I don't actually need ID to do that, I only need to have been born before 1988 and have the UTV registered ($30 every 2 years and no emissions tests required).
Nifty UTV on the road
2020 destroyed my buying/selling revenue streams and 2021 buried the contacts, so starting over in 2022 was out of the question (I will be 79 this year). I had to use my Chase card for food deliveries and it is incredible how quickly the debt grows. After it was said and done, the rising % of the usurious cards were infringing on my fixed income, forcing me to begin a debt reduction plan. Right now it is a race between the CC banks going under and my ability to actually reduce the debt. I am finding my fixed income is increasing thanks to increased VA disability pay. I am betting the collapse of the banking industry from excessive derivitive holdings.