Whenever something doesn't make sense you simply need to look for how the Government is involved. In this case it's the National Flood Insurance Program...
I'm 1600 feet above sea level on the flat top of a sandy hill 30 feet above the surrounding terrain. The soil will drain hurricane rates of rain. I also cut back all the trees 125 feet from the house on all sides and built it out of concrete. I should be impervious to anything short of a tornado, which won't touch me in the basement, or celestial body falling on me.
Whenever something doesn't make sense you simply need to look for how the Government is involved. In this case it's the National Flood Insurance Program...
https://www.usa.gov/agencies/national-flood-insurance-program
Oh yeah I have seen flood maps that show my house under water. But my next-door neighbour is fine - the land is flat BTW.
I'm 1600 feet above sea level on the flat top of a sandy hill 30 feet above the surrounding terrain. The soil will drain hurricane rates of rain. I also cut back all the trees 125 feet from the house on all sides and built it out of concrete. I should be impervious to anything short of a tornado, which won't touch me in the basement, or celestial body falling on me.
username checks out.