As President Trump has said price transparency is the key to fixing a broken health care system in the USA. With insurance and hospitals they play a dangerous game of hot potato regarding which entity is going to be ripped off. Sadly the patient is stuck in the middle of this tug-of-war.
Most often insurance reps will negotiated that value down with hospitals, and come to an agreement. Then the patient covers what the insurance asks regarding deductibles and copays.
Without insurance you have to be your own advocate and negotiate deals with hospitals regarding large bills. That is hard to do if you are having health problems or you're helping a family member over long distances.
As President Trump has said price transparency is the key to fixing a broken health care system in the USA. With insurance and hospitals they play a dangerous game of hot potato regarding which entity is going to be ripped off. Sadly the patient is stuck in the middle of this tug-of-war.
Most often insurance reps will negotiated that value down with hospitals, and come to an agreement. Then the patient covers what the insurance asks regarding deductibles and copays.
Without insurance you have to be your own advocate and negotiate deals with hospitals regarding large bills. That is hard to do if you are having health problems or you're helping a family member over long distances.