"...I have worked very hard to be debt-free. I own my house, two cars, and only keep a small credit card debt and pay it off monthly,.... I am virtually debt-free, and could pay off my credit card with a simple check.

I stack silver as a hedge against currency failure, nothing else."

That's about where my wife and I stand. I can't afford to buy any more gold at its current prices, but I've been stacking silver as fast as our finances (bidenflation) will alow.