I follow this substack for actuarial info. She wrote about auto deaths about a year ago. There is definitely something there:
I picked out 4 different points this time — two local high points for 2018 and 2019, both of which were in September. In general, in most years, the high point for motor vehicle accident deaths is sometime in the 3-month period of August - October. September is a very common month, though, due to Labor Day.
Then there is the local low point of April 2020, when many people were locked down, and not driving anywhere.
Then I picked out January 2022 — it was a low point for 2022, and January tends to be a low point for most years.
But I picked it out specifically so you could compare it against the rates in 2018 and 2019. That low in 2022 is only a few percentage points below the high from the pre-pandemic rates.
If you were wondering why your auto insurance rates had gotten so high… well, other things are involved as well. Inflation of various sorts, non-fatal accidents, and theft — these add to insurance costs, too.
I follow this substack for actuarial info. She wrote about auto deaths about a year ago. There is definitely something there:
https://marypatcampbell.substack.com/p/us-motor-vehicle-accident-deaths