I'm no finance expert but the move to "Lendable" funds sounds a bit scary to me. Seems that means the institution can now lend the huge amount of 401k investments in these funds, which you'd think could increase risk. I don't want my retirement savings going to this green/esg crap.
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I moved mine to a cash position.
So has Warren buffet,as much as practical. Most everything is overvalued.
I've been wrong before, think about it and do what you think best.