Small Business in the USA is so restrictive until you open your eyes to what an actual small business is. 100 Employees or less isn't SMALL, The photo on the right is a storefront in front of a home, and very common in the third world. Profits are thin, but it supplement income by employing cnt...
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Plenty of other examples. Corner Bakeries, Tricycle drivers, Barbers, Nail Salons etc...
In the Philippines, the largest bill is 1,000 Php ($17.30), but no one will be able to cash that except larger shops and stores. Especially in the mornings. All the small people spend what they earned today to bring home food tonight. Little to no working capital.
Probably more than 10% of Homes have a Sari-Sari store, most out of business because of family pilferage in the house, and relatives and neighbors wanting credit. How do you tell Lola (Grandma) she can't have a cup of rice, a graham of salt, to a can of sardines when she babysat you and changed your diapers?
Giving Utang (Credit) kills small businesses. Better to have a shop away from family, friends, and neighbors.