You are right, eventually it will change. There will be a painful intermediate period ( during the collapse) where the change has not happened yet. Later the change happens and at that point it is anyone's guess what happens with deposits and or debts.
You seem to think the former banking system will continue. It won't.
You are right, eventually it will change. There will be a painful intermediate period ( during the collapse) where the change has not happened yet. Later the change happens and at that point it is anyone's guess what happens with deposits and or debts.