Welcome to General Chat - GAW Community Area
This General Chat area started off as a place for people to talk about things that are off topic, however it has quickly evolved into a community and has become an integral part of the GAW experience for many of us.
Based on its evolving needs and plenty of user feedback, we are trying to bring some order and institute some rules. Please make sure you read these rules and participate in the spirit of this community.
Rules for General Chat
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Be respectful to each other. This is of utmost importance, and comments may be removed if deemed not respectful.
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Avoid long drawn out arguments. This should be a place to relax, not to waste your time needlessly.
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Personal anecdotes, puzzles, cute pics/clips - everything welcome
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Please do not spam at the top level. If you have a lot to post each day, try and post them all together in one top level comment
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Try keep things light. If you are bringing in deep stuff, try not to go overboard.
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Things that are clearly on-topic for this board should be posted as a separate post and not here (except if you are new and still getting the feel of this place)
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If you find people violating these rules, deport them rather than start a argument here.
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Feel free to give feedback as these rules are expected to keep evolving
In short, imagine this thread to be a local community hall where we all gather and chat daily. Please be respectful to others in the same way
I have several cards I stopped paying on during Covid. After Covid, they wanted to reinstate the payments, at that time we had the summer of love and Bank Of America and others donated billions to BLM. When I got the phone call, I asked them if I am being recorded, because they always do… And I said well listen up. If you want my payments for my credit card, you can contact BLM! Because your financial institutions donated billions of dollars. You will never see one dime from me ever again.
Since I’m on Social Security, they cannot attach my wages, also I still get text messages and letters in the mail, but they’re already from collection agencies. One has already charged off last year. I think there’s two more. I’m holding out. 🤷♀️
That being said… Credit is only worth what you need it for. My car is paid for, and our family home is in a trust. I pay cash for anything that I need.
When they had that breach of personal data recently, my mom looked my name up, and I was one of the people who was preached. We laughed out loud… I think my credit rating is 500. So if they try to apply for a credit card in my name, the answer would be. NO - request rejected.! 😂😂😂
Well played, Ma’am, well played 👏👏