I found a deep state article explaining that FEMA only has 20 billion for disaster relief, which they contend is nowhere near enough because of "climate change" (of course).

It looks like FEMA's ongoing incompetence and inactivity is part of a ploy to grab many additional billions... with little or no accountability regarding where the money goes (much like foreign aid money laundering).

https://www.fastcompany.com/91205916/fema-has-20-billion-in-disaster-funding-extreme-weather-means-that-isnt-nearly-enough