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I would NOT count on this as Plan B or anything else. So far it's only been suggested as a future response to cost savings found by DOGE, there is nothing concrete at this point. If it were to happen, I imagine it might be a year or so from now... and that's IF it happens at all.
Just trying to be realistic here.
EDIT: Also, I wouldn't make any short-term "plans" for that money or, even worse, take out a loan and counting on the "refund" to be able to pay it back. Don't go out and buy something -- boat, motorcycle, new guns -- and expect that money to pay it off. Life doesn't work that way. That would be a dumb Democrat move.