Like uhhh you know insurance is passing your responsibility onto someone else, right?
It would be if you didn't have to pay for it. You're sharing responsibility with others. Which is fine is a private model but is insane in a public model.
I'm not being responsible if I don't have insurance
You're opening the door to ruining your life. If you're unconscious somewhere you can't make medical decisions. A default set of decisions are made for you. You're going to be billed for them anyways.
Your insurance agent knows way more about hospital billing than you ever could. Which is fine in a regulated model but is insane when hospitals and insurance work together.
The ideas are perfectly fine. The implementations are not.
It would be if you didn't have to pay for it. You're sharing responsibility with others. Which is fine is a private model but is insane in a public model.
You're opening the door to ruining your life. If you're unconscious somewhere you can't make medical decisions. A default set of decisions are made for you. You're going to be billed for them anyways.
Your insurance agent knows way more about hospital billing than you ever could. Which is fine in a regulated model but is insane when hospitals and insurance work together.
The ideas are perfectly fine. The implementations are not.